How we can support your federation

A major factor in any individual’s wellbeing is money worries and this can have an impact on productivity. We recognise the wellbeing of the police service is paramount to the work of your Federations.

Our approach and content have been developed, tried and tested over the last 20-years, amalgamating into the holistic programme we offer today. In this time, PMM has built long-lasting relationships with UK Federations, including:

Police Federation England & Wales, Police Federation Northern Ireland, Scottish Police Federation, Scottish Police Recreation Association.


Retirement Workshops

These are specifically aimed at those nearing retirement, there are a range of options:

A half day financial course, focussing on retirement.

A full day holistic course; covering this retirement content plus other topics from guest speakers, including, e.g. Will writing, Powers of Attorney etc.

An additional ‘Pension Remedy’ session, for those affected by this.

coming soon

Financial Wellbeing Sessions

These are for all Police Service Personnel. They are split into 3 life stage:

Getting Started
For those in the first few years of their career. Subjects include understanding your payslip, your spending, budgeting, and how this can help you save and the ways you can do this. It will also help you understand the basics of investing and that it’s never too early to start considering your long-term future and being able to stop working.

Changing Circumstances
For those entering a period where some major life changes can take place and your career really starts to develop. We help you consider the costs of purchasing a property, raising children and their education, protecting your family, budgeting and saving.

Newfound Flexibility
For those who maybe at the peak of their earnings, whilst seeing their monthly expenditure dropping. Or perhaps your children are growing up and moving away from home. Thoughts turn to intergenerational planning, redirecting monies as mortgages are reduced, and ensuring accumulated wealth is protected.

The value of an Investment with St. James's Place will be directly linked to the performance of the funds selected and may fall as well as rise. You may get back less than you invested.

Will writing and Powers of Attorney involves the referral to a service that is separate and distinct to those offered by St. James's Place and is not regulated by the Financial Conduct Authority.

For further information, or to discuss a programme specifically for your federation.

Don’t just take our word for it; see what others have said.

  • The presentation by PMM was excellent and, without doubt, the best input I have had. I have always struggled with the finer detail of pension contributions and the impact of the remedy on officers but the presentation was brilliantly put together so that it was clearly explained and easy to understand. I cannot recommend enough. Every officer impacted by the pension changes should see this!

    Sarah Cooper, Chair of the West Mercia Police Federation

  • The importance of officers considering their futures and thinking about financial planning cannot be underestimated especially in the current climate and with changes to public sector/police pensions. Dorset Police Federation have been recommending the PMM Retirement Seminars and Webinars to our officers for some time as they really help to understand options going into retirement. I recently attended the excellent Pension Remedy Webinar and have already recommended this to colleagues who are affected by the pension remedy, officers need to understand how this impacts on their future pension provision and this webinar helps immensely.

    Ian Roe, Secretary, Dorset Police Federation

  • West Midlands Police Federation have run retirement seminars to assist their members transition from the role of officer to civilian for many years now and switched to PMM as a provider in April 2015 as we wanted to freshen up our offering. Our seminars are always fully booked and the feedback we have received since 2015 as to the content and presentation style has been excellent and hopefully will continue for many years to come.

    Steve Grange, Branch Secretary, West Midlands Police Federation

  • Devon & Cornwall Police Federation have been pleased to be associated with Police Money Matters for quite a number of years and time and time again I have personally received lots of really positive feedback from officers who really benefitted from attending seminars at our offices.

    I recently was able to take part in a Pension Remedy Webinar run by Police Money Matters. The content and the way it was delivered was excellent, explaining the complex changes is a very understandable way. This webinar is a must see for anyone who has or will be transitioning onto the 2015 Police Pension scheme.

    Andy Berry, Chair, Devon & Cornwall Police Federation

  • Excellent and thought provoking when considering or approaching retirement. Our members have found this well measured and helpful when making difficult choices about the future – Thank you. Brilliant introduction to the world of police pensions, demystifies the mysterious and confusing. Lovely engaging style of presentation and gives an elegant solution to what sometimes appears to be an inelegant and clumsy subject. Engaging and thought provoking. I am now far more confident in advising our members and making decisions about my own future. Well worth the time and would sit through this again. Can’t recommend enough, Thank you.

    Steve Thorpe, Chair, Gwent Police Federation

  • Gloucestershire Police Federation have worked closely with Police Money Matters for many years and the services that they offer to officers approaching retirement is very well received by our members. The seminars/webinars are informative and relevant and are essential in giving our members upto date knowledge and information to allow them to make informed financial planning decisions as they approach the next chapter in their lives.

    Having subject matter experts on the police pension remedy is extremely helpful to me as a Branch Secretary and to those members that are subject to the pension remedy changes. PMM are able to fully explain the complex regulatory changes which will ensure that officers make the right decisions when approaching retirement.

    Ian White, Branch Secretary, Gloucestershire Police Federation

  • In order to assess the quality of the retirement presentation I attended the retirement webinar. I believe that every officer who is approaching retirement should attend this, even if they already have firm plans for the future. The presentation broke down the value of a police pension in bite size chunks. Even if you have no interest in investment there is much more to this presentation than how to make money grow.

    The pension seminar provides a qualified and independent explanation for those who are facing the upcoming transition in 2015 scheme. Our branch have already referred members who are asking questions about their pension that we are not qualified to answer, the feedback has been 100% positive. Those who attend will leave a much clearer picture on their individual working future leaving them able to plan with much more certainty.

    Pete Land, Secretary, Avon & Somerset Police Federation

  • I have found both the content and the way everything is explained extremely interesting and beneficial. In fact I would say it is essential for anyone approaching retirement. Please do not be put off by the online Webinars, I can assure anyone that there is no drop off in quality, information or interaction… couldn’t have been more impressed.

    Glyn Pattinson, Secretary, Staffordshire Police Federation